Payment Terms

Payment Terms

Effective: 2 September 2026 Last updated: 8 September 2026

Seller: BUMMIRAS LIVING COMPANY LIMITED, company registration and Tax ID 0105552020803 (VAT registered), 888/97-100 Moo 3, Bang Pu Mai Sub-district, Mueang Samut Prakan District, Samut Prakan 10280, Thailand. Telephone +66 85 120 2053, email bummiras@gmail.com.

1. Prices and VAT

• Prices shown on the site already include 7 percent Thai VAT. Nothing is added on top.
• All prices are in Thai Baht (THB).
• Before you confirm an order, the system shows exactly what you will pay, itemised line by line: goods, discount, delivery by destination province, travel service fee if any, card fee if any, and the total.
• The binding price is the one shown on the order summary at the moment you confirm.

2. How you can pay

We accept no other payment method. If anyone contacts you asking you to transfer money to a different account, do not pay and tell us immediately.

3. Card payment fee

We may charge a card payment fee of 3.65 percent of the amount paid, plus VAT on that fee.

Where a fee applies, the system shows it as a separate line on the order summary before you confirm. You will never be charged a fee that does not appear on that summary, and no such fee applies to the other payment methods.

4. Order confirmation and stock reservation

1. When you confirm an order, the system reserves the stock for you immediately.
2. Stock reservation period: 45 minutes for card payment · 3 days for bank transfer or pay-at-showroom. If payment is not received within that period, the system cancels the order automatically and returns the reserved stock, so items are not held back from other customers.
3. The contract of sale is complete when we receive payment and the order status changes to "Paid".
4. You receive a confirmation email once payment succeeds, and you can check the status at any time on the My Orders page.

If money has left your account but the order status has not changed within one hour, contact us with proof of payment. We will check with the payment provider and either confirm the order or refund you.

5. Payment data security

• You enter your card details directly on the Omise (Opn Payments) form. Card details do not pass through our servers.
• We keep only the card brand, the last four digits, and the expiry month and year, so we can reference the transaction and handle disputes.
• We never store the full card number, the CVV, or the cardholder name.
• All traffic is encrypted with HTTPS/TLS.

Details of what we store and why are in our Privacy Notice.

6. Tax invoices

• We are VAT registered and can issue a full-form tax invoice under Section 86/4 of the Revenue Code.
• A tax invoice can be issued only for orders that have been paid. Unpaid or cancelled orders cannot receive one.
• Enter your taxpayer details under My Account → Tax Invoice, then request the document from the order detail page.
• The taxpayer details you enter are printed on the document. Please check them before requesting it, because correcting them afterwards requires a credit note or a replacement invoice.
• We retain accounting documents for 5 years under Section 87/3 of the Revenue Code.

7. Refunds

Refunds follow our Returns Policy. In summary:

• We always refund to the payment method you used.
• For cancellation within 7 days under the Direct Sales and Direct Marketing Act B.E. 2545 (2002), we refund within 15 days of receiving your cancellation notice.
• After we issue the refund, your card issuer may take a further 5 to 14 business days to show it on your statement.

8. Changes to these terms

We may amend these terms and will show the effective date at the top. Amendments do not apply retrospectively to orders you have already confirmed. Your order is governed by the terms in force when you confirmed it.

9. Complaints

If you have a question or a dispute about payment, please contact us first at bummiras@gmail.com or +66 85 120 2053.

If you are not treated fairly, you may complain to the Office of the Consumer Protection Board (OCPB) on 1166 or at https://www.ocpb.go.th. For card disputes you may also use the chargeback process with your card issuer.

10. Governing law

These terms form part of our Terms of Service, are governed by Thai law, and are subject to the jurisdiction of the Thai courts.